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Tell a story. Spell the difference.
Dare to speak your mind.
The Luminary is the official publication of the Junior Financial Executives-PUP.


OPINION l The 13th Month Pay Phenomenon: A Boost or a Burden for Financial Discipline?
Empower your future today! Turn your 13th Month Pay into a stepping stone for financial freedom—not a one-time, big-time splurge....
Aries Manlangit
Dec 22, 20244 min read


EDITORIAL l Holiday Rush or Hush? The Impact of Christmas Sales on Filipino Spending Habits
Festive cheer today, financial fear tomorrow—don’t let holiday spending steal your January peace. It is safe to say 'celebrate smart!'...
Laujen Joy Endozo
Dec 21, 20242 min read


OPINION | Equity Or Equality: Does Universal Basic Income Solve Income Inequality?
Money may offset the issue, but giving it for free unconditionally does not solve income inequality. Economists must persist in...

Lee Anne Domingo
May 19, 20243 min read


OPINION | Love in the Digital Age: How Technology is Changing Valentine’s Day Celebrations
The digital age offers advantages in heart matters, but it can lead to superficial relationships and temporary romances. The...
Joanne Hernandez Omagap
Feb 9, 20243 min read


OPINION | A Writer's Journey: Revitalize and Spark Inspiration
Having a rest doesn't mean you're doing nothing or have stopped writing. Sometimes, it serves as a necessary pause, offering writers the...
Sarah Mae Matados
Nov 25, 20233 min read


OPINION | The Quicker to Buy, the Slower to Afford
The popularity of fast fashion in the Philippines influenced the consumer behavior of Filipinos across distinct socioeconomic...

Lee Anne Domingo
May 22, 20233 min read


OPINION | The Pressures Of Social Media: Getting Caught And Setting Oneself Free
Researchers have connected social media to a number of detrimental mental health effects, including disturbed sleep, poorer quality of...
Belle Ashley Iori Sy
May 15, 20233 min read


OPINION | Can you remain friends with an ex?
If the relationship has ended, things you had with your ex have been cut too. There is no such thing as being friends with them because...
Sarah Mae Matados
May 5, 20232 min read


OPINION| Green Bonds are Green Flags
Green bonds are good investments. Green bonds function the same as other types of bonds, wherein borrowers issue debt securities to raise...

Hazel Kaye Arevalo
Jul 23, 20223 min read


OPINION| Diborsyo: Ipasa na
Matapos ang lagpas isang dekada ng pagsusulong ng diborsyo sa kogreso noong 2005 sa 13th Congress ay naaprubahan sa ikatlo at huling...
John Lawrence Beniza
Jun 27, 20224 min read


OPINION| Bakit kaunti pa rin ng mga Pilipino ang nag-iinvest sa stock market?
Tinatayang nasa 1.4 milyong Pilipino o 1.27% palang ng kabuuang populasyon ng Pilipinas ang nag-iinvest sa stock market noong nakaraang...
John Lawrence Beniza
May 30, 20224 min read


OPINION| Oplan: Save the Earth
It was just recently when thousands of scientists from different countries made a protest regarding the current situation of earth....
Cindiella Mae Vasquez
May 23, 20223 min read


OPINION| HALALAN 2022: BUMOTO NANG TAMA
Nagsimula na ang paghahanda ng mga mamamayan para sa darating na halalan sa ika-9 ng Mayo sa taong 2022 na gaganapin sa kani-kanilang...
Katrina Portillo
May 7, 20223 min read


OPINION| School (Anxiously) Ready
With everything slowly going back to normal, most of us are excited and looking forward to exploring what’s deprived us the past two...
Cindiella Mae Vasquez
Apr 25, 20223 min read


OPINION | Stocks and Crypto: Why people invest despite profit uncertainty?
Have you ever wondered why stocks and cryptocurrency are still prevalent despite the uncertainty of profit? Stocks and cryptocurrencies...
Katrina Portillo
Feb 23, 20225 min read
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