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Tell a story. Spell the difference.
Dare to speak your mind.
The Luminary is the official publication of the Junior Financial Executives-PUP.


EDITORIAL l The Value and Cost of Being a Fan
The Philippines is home to a large group of fans of different international artists. From the western and southeast Asian artists to...
Russell Santos
Jul 26, 20252 min read


EDITORIAL l Breaking the Myth: You Don't Need 100K to Start Investing
“Wala naman akong pang-invest eh,” is a common sentiment among Filipinos who often find their money depleted before they can consider...

Bernadette Trinidad
Jul 11, 20253 min read


EDITORIAL l Credit Card vs Debit Card: Why the Swipe You Choose Matters
CREDIT OR DEBIT? The real question is: what future are you really swiping toward, and why does your choice matter more than you think? ...
Aries Manlangit
Jul 6, 20253 min read


EDITORIAL l What Freedom Feels Like in 2025
Are we free — or just fluent in surviving? We fight not just for our futures, but for the right to dream boldly, speak bravely, and live...
Laujen Joy Endozo
Jun 19, 20253 min read


EDITORIAL l The Birth of the Youth’s Future: Why You Should Support Senate Bill No. 1979 (Anti-Teenage Pregnancy Bill)
The Prevention of Adolescent Pregnancy Bill aims to curb the rising cases of teenage pregnancy through comprehensive sex education and...

Beatrice Geronimo
Mar 9, 20254 min read


EDITORIAL l Holiday Rush or Hush? The Impact of Christmas Sales on Filipino Spending Habits
Festive cheer today, financial fear tomorrow—don’t let holiday spending steal your January peace. It is safe to say 'celebrate smart!'...
Laujen Joy Endozo
Dec 21, 20242 min read


EDITORIAL | Unity No More: The Illusion of Isang Kaibigan
Isang Kaibigan, the Maharlika Investment Fund, and the whopping SUCs budget cut are just three of the many controversies surrounding the...

Bernadette Trinidad
Oct 26, 20243 min read


EDITORIAL | Burgis Exposé: Unmasking Privilege and the Battle Between Equity and Equality in State Universities
The emergence of the 'burgis' class within State University Colleges raises critical questions about admission processes. Additionally,...
The Luminary
Oct 19, 20243 min read


EDITORIAL | Ang Buhay ay Karera: The Blues of a College Student
"Huwag mag-alala, buhay ay 'di karera." We often sing this line when confronted with pressure, deadlines, and identity crises. College is...

Bernadette Trinidad
Jul 22, 20243 min read


EDITORIAL | Cashless Society: A Better Future or Just Another Looming Threat?
A cashless society is more than just a step toward a better future; it is a risky voyage that threatens to widen societal differences and...
Aries Manlangit
Jul 15, 20244 min read


EDITORIAL | The Rise of Pinoy-Pop: Road To World Domination Soon?
The future of P-Pop seems rather bright in the future. P-Pop is poised to solidify its place in the broader music environment owing to an...
Belle Ashley Iori Sy
Jun 27, 20243 min read


EDITORIAL | April Fools’ Prank Gone Wrong: A Publicity Stunt?
As we start off another month, let's not forget the lesson we learned in April when the controversial issue pertaining to the April...
Belle Ashley Iori Sy
May 1, 20243 min read


EDITORIAL | Sizzling Summer: Rising Heat Index in the Philippines
The rising heat index is no joke. We literally experience the line in Taylor Swift's song Cruel Summer: "Fever dream high in the quiet of...

Bernadette Trinidad
Apr 27, 20243 min read


EDITORIAL | The Future of Work in the Age of Automation
Autobots, transform and roll out! The future of work in the age of automation raises multiple concerns and questions. Automation...

Bernadette Trinidad
Mar 25, 20242 min read


EDITORIAL | 21st Dilemma: Why the World Seems to End... Soon
When capitalism and bureaucracy take life force more than they do for massive control of the land, when every move feels under an eye,...
Joshua Yu
Mar 12, 20243 min read


EDITORIAL | “Education Breakthrough: Online Learning and its Challenges”
Online learning has emerged as a potent and convenient tool, enabling students to access high-quality education despite potential...
Sarah Mae Matados
Dec 31, 20233 min read


EDITORIAL | Jeepney Phaseout: Forcible Abdication of the King of Philippine Roads
Just like a monarch, traditional jeepneys hailed as ‘the king of Philippine roads,’ are facing forced abdication as the Land...

Bernadette Trinidad
Dec 19, 20233 min read


EDITORIAL | “BS ORG: IS PARTICIPATING IN ORGANIZATION A MUST IN COLLEGE?"
Above all, belonging to an organization ought to bring satisfaction while considering the initial motivation for your desire to become a...
Belle Ashley Iori Sy
Dec 14, 20233 min read


EDITORIAL | Social Media as an Antagonist
Social media is a good platform for everyone, especially with the convenience it provides to reach our loved ones. However, too much...
Cindiella Mae Vasquez
Nov 11, 20233 min read


EDITORIAL | Why Money Can Actually Buy Happiness And Why We Should Stop Saying Otherwise
Money can make you happier if it improves your standard of living. Perhaps, anyone who claims that money can’t buy happiness just doesn’t...
Belle Ashley Iori Sy
Feb 20, 20233 min read
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